You can’t win if you don’t communicate effectively. Unfortunately, too many people fail to understand the value in just TALKING to people. I know it is easier just to text and move on, but just like email, you can end up in a death spiral of the dreaded “text chain”. Just...
First let me acknowledge that today is a National Day of Mourning for former president Jimmy Carter. He may not have had a remarkable term as our president, his life was remarkable in many other ways. He was, in my opinion, a kind and compassionate man who set an example of how to care for his...
Here we are, the first full workday in 2025 for most of us. Yes, many won’t be back until the 6th, but that is exactly why I share the thoughts about what we do and don’t control!
Today you got up and chose to be ready for work. You chose to read or watch this post. At the same time,...
Welcome to 2025! Yes, I know, we are a week away from the New Year, but none of us can do anything today that will result in a deal that closes in 2024. Obviously, I exclude deals that are already scheduled to close in the last few days of this year, I mean generating that referral, establishing...
It wasn’t the best way for the Fed to end the year, ...
CPI report came out yesterday and was a very mixed bag of information and an ongoing mixed reaction from the markets. We saw many of the numbers that were certainly in line with market expectations, but we also saw numbers that show that inflation continues to be stubborn! So far, most believe...
We have about 12 days left to take a loan application and get it closed by the end of the year. Of course, there are some of you who don’t have that ability, and we should get you into a position to do so for next year, but for those that have that ability, take full advantage of it! This...
This isn’t some kind of new math, it’s much more a reality of the mortgage industry. So, what do I mean by saying when does 25 equal 41? Simple, there are about 25 days left from today to produce a loan that will close in 2024. Where does the 41 come into play? There are 41 days left...
Just as I spoke about last week, the markets are digesting the election results and forming opinions on exactly what it all means. At the same time, as nominees for cabinet positions are being announced, the markets must think about what direction or policies may result from each selection. This...
Well, at least we are mostly done with news that will move the markets. Last week’s Jobs Report was about as bad as it could be, prompting improvement in mortgage pricing. Then the roller coaster of polls back and forth propelling the betting line on the presidential race to bounce around...
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